Financial struggles are mounting for many. Debt has become overwhelming, prompting people to seek help. Some have turned to artificial intelligence for guidance, but others find assistance through nonprofit credit counseling. A business owner's experience illustrates the challenges. After trying to keep her business afloat, she found herself deeply in debt.

The amount of debt was substantial, totaling tens of thousands of dollars. This situation arose after a period of success, when her firm had numerous employees and major projects.

Further details about managing debt and finding help are available from nonprofit credit counseling organizations.