A proposed policy by the Federal Trade Commission could lead to federal charges for companies that vary prices based on individual customers' willingness to pay. This practice, known as personalized pricing, involves using personal data to estimate how much a customer is willing to pay.

The FTC has been examining this issue for several years, including a preliminary report filed in January 2025. This report found that some companies were using third-party services to individualize online prices based on factors such as location and browsing history.

Further details on the proposed policy are available from the Federal Trade Commission.